Statutory Accident Benefits are the insurance benefits that an injured person in a motor vehicle accident is entitled to under an auto insurance policy. In Ontario, Statutory Accident Benefits coverage is provided by law under every auto insurance policy. These benefits provide compensation, regardless of fault, if you, your passengers, or pedestrians/cyclists are injured, or die as the result of an accident.
If you don't own your own auto insurance policy and are not listed on someone else's policy, you can still make a claim if you are injured in an accident.
When applying for accident benefits, your claims adjuster will provide you with an Accident Benefits Application Package that will include a number of comprehensive forms. Once your Accident Benefits Application Package has been reviewed, your insurance company will let you know which benefits you qualify for.
You may be entitled to the following benefits:
- Income replacement;
- Attendant Care;
- Death Benefits;
- Funeral Expenses;
- Other Expenses.