Accidents involving company vehicles can create complex legal and insurance issues in Ontario. Determining liability often depends on whether the employee was acting within the scope of employment at the time of the crash. If the accident occurred during work-related tasks, the employer may be held responsible under the doctrine of vicarious liability, and their commercial auto insurance typically covers damages. However, if the employee was running a personal errand or engaging in reckless behavior, they may be personally liable.
In addition to liability questions, injured parties have multiple avenues for compensation. Ontario’s no-fault system provides Statutory Accident Benefits (SABS) for medical care, rehabilitation, and income replacement. If the accident is work-related, employees may also qualify for WSIB benefits, which cover medical expenses and lost wages. For serious injuries, a personal injury lawsuit may be possible, but navigating these options requires careful legal analysis.
Why hire a personal injury lawyer? These cases often involve multiple parties, overlapping insurance policies, and strict deadlines. A skilled lawyer ensures your rights are protected, handles negotiations with insurers, and helps you pursue all available compensation. Without legal guidance, you risk missing benefits or settling for less than you deserve.
If you’ve been injured in a company vehicle accident, contact JRJ LAW today at 1 (844) DIAL JRJ for a free consultation. Our team will review your case, explain your options, and help you move forward with confidence.