Single-vehicle accidents are more common than many realize, and they can raise unique legal and insurance challenges in Ontario. These crashes often involve hitting a guardrail, sliding off the road, or colliding with an object. While it may seem straightforward, determining fault and accessing compensation can be complicated.
Under Ontario’s no-fault system, you can claim Statutory Accident Benefits (SABS) from your own insurer regardless of fault. These benefits cover medical expenses, rehabilitation, and income replacement. However, if your injuries meet the legal threshold for a lawsuit, you may also pursue a claim for pain and suffering and other damages. In some cases, liability may involve third parties—for example, if poor road maintenance or defective vehicle parts contributed to the crash.
Insurance companies often scrutinize single-vehicle accidents closely, and proving your entitlement to benefits or damages can be challenging. This is why hiring an experienced personal injury lawyer is essential. A lawyer can investigate contributing factors, handle negotiations with insurers, and ensure you receive the compensation you deserve.
If you’ve been injured in a single-vehicle accident, contact JRJ LAW at 1 (844) DIAL JRJ for a free consultation. Our team will review your case, explain your options, and help you protect your rights.